Bears are very mighty. I can't say I blame you. I don't think it's as unreasonable of an animal phobia as some. I understand why people are scared of animals like that, or snakes, bees, sharks, etc.
I feel you. I have such dreams a lot.
I looked it up one time, I know there's a name for it but I can't remember. I'm terrified of romantic touch. I can handle platonic affection just fine. I won't go into more detail as it just comes off as me having a pity party