... This is way too specific to be a hypothetical dude, "hazel eyes"?
Also it'll depend on how the characters are written and the wider context of the story. Like if this happened in a story where everyone steals from everyone else at some point, or all the characters are well written, well rounded complex people with their own needs, wants, emotions and values, then no, obviously not, it would be very dumb. All characters are allowed to have flaws, and some can do pretty awful things.
It becomes a problem if it's ever implied that "Jazz" steals because she is black (or that she's a seductress because she's an "evil woman" for that matter) and/or that only the black characters in the story are portrayed as criminals (or only the women are portrayed as seductresses) or that it's somehow implied that her race had anything to do with credit card theft. I haven't seen Wednesday so I can't comment on that specific case, but I've definitely read some latent racism and sexism in books where it's come from the author's own blind spots about their preconceptions, it often comes out in the things they just accept to be true (or expect their audiences to accept as normal or credible).
Like to give you an idea with an example you'd understand easier: latent racism and other prejudices in books is like a worse version of how people who don't know anime talk about "the people who like anime". If you read a book with an anime lover character and they were fat and didn't wash and were antisocial and everyone hated them, and the reason for that was "well, he just likes anime", that would suck, and feel unfair, or even insulting, because you know people who like anime who aren't like that.
However, keep that character, and even keep all of the things I just said, but instead of that just being "because they like anime" they actually are a shut in because they were bullied horrendously at school for their weight, which sent them into a deep depression and made them hostile to not only others, but also themself, and believe that they don't deserve love or care, even going so far as to not wash because "they don't deserve that kindness", AND during the story you learn that they do want to be kind and have friends but they can't trust people easily because of the bullying, and also they have more than one hobby (i.e. they have more than one defining trait, they aren't just "anime") and oh wow actually we're starting to get a more well rounded view of a more human character, not a stereotype, even though on the surface level the two are the same. Because I know a bit about how depression works and feels, I can empathise with someone in that position and how they got there, and that neither "depression" nor "anime" nor "fat" nor "mean" defines them.
The writer's latent racism in a story can be seen by audiences, which is why it's really important to write your character as a person first, because if you write them as "you but having lived through x and having y values" that'll help you empathise with them even if you disagree with their actions, whereas it often happens that writers will replace empathy with prejudice and put some distance between them and characters that they percieve as "too different" from them. When racism gets involved, the "too different" is often how they've been told "these people are". Look to the core and listen to the people who have experience of what you're writing and learn to connect with them.
