Okay, no worries, friend. 
My advice for making manga would be to look into getting a piece of software called Clip Studio. It's a really solid piece of software for drawing, inking and colouring that can also handle your panels, speech bubbles and even screentones if you want them. A lot of comic creators use it, especially for the very crisp digital inking. It's also much cheaper than Photoshop. If you can afford Clip Studio EX, that's ideal because it can allow you to have a folder of all your pages together to quickly jump between. But getting Clip Studio pro to get started is okay, you can always upgrade later and there are pretty regular sales where you can get it, or the upgrade, cheaper.
You'll also want to get a graphics tablet to draw on. Good entry tablets for learning are Wacom Intuous, but I've heard good things about Huion in recent years. Look for some reviews.
While in Japan, a lot of mangaka still use dip pens and ink, you'll find it's a lot more efficient as a solo-creator to get used to working with a digital setup like this.
While you're saving up for and getting used to using these fancy digital things, the best thing you can do is get out good old fashioned pencil and paper. Get a sketchbook in a size you like, and try to draw something every day! Don't worry if it looks bad. You don't have to show anyone this sketchbook. Learning from your mistakes is important. Put some work into trying to draw:
Faces in different expressions.
Bodies doing things like standing, walking, running, sitting, stretching.
Household objects like phones, coffee cups.
Trees, grass and flowers.
Then try starting putting things together like: "Person sitting under a tree, smiling with an open book".
Get a copy of a book called "Making Comics" by Scott McCloud. It will teach you pretty much everything you need to know about the basics of comics and how they work and most of the technical terms to help you find help that's more specific as you improve and need more specific advice.
