I am an artist with no time to art. But I make time when a book needs a cover. I am currently working on this one for my BL novel.
I do the graphic design and the layouts as well as typography too. So it's a shee ton of work and I am a single mom of two kids and have a job, and still have to write 1500 words a day to be relevant. If I need any extra content I try and make time to get that done too. Commissioning is expensive and costs way too much for artists who end up being late on their deadlines, (like super late) or delivering something that isn't close to what you agreed upon. Very rarely when I have hired someone do I get back artwork the exact way i asked for it, and it coming out looking as good as something on their profile. I have paid anywhere between 50-200 dollars usd for art and to have the writes to be able to put it on an ebook. And most of the time I end up redrawing and using my own image later.
finished work, and extras we writers need to provide to stay hip and relevant.