first of all, I would suggest checking your grammar. have a native speaker proofread. there are multiple errors such as:
- spend your money in toys -> spend your money ON toys
- economy -> surely you mean economics, or perhaps 'the economy'. economy without an article means frugality.
that's a major speedbump for readers; it's sloppy. and even without considering the mistakes, the phrasing is way too convoluted: it takes you ages to get to the point. I suggest trying to be as brief as possible to get your joke across better.
the joke itself is ok; but it's weighed down by the clumsiness of the language.
