I’m on mobile so I can’t quote. But @joannekwan with the info you’ve given, it backs up my original math.
With 132 Ink at $0.11 before fees (so web or mobile does matter) that works out to ~$0.008.
So either way a big chunk of money is being lost along the way. Fees are inevitable but this seems excessive. If you use a paypal set up or Ko-Fi the fee is something like 3% and that’s it.
My main concern here is: how much is Ink actually worth before fees? Because with this info it loses up to 36% of its value before fees are even being applied.