Is PayPal Safe to Use?

[keii4ii]

What kinda not so good things have you heard about it?

[elyss]

I've often relied on PayPal with ebay purchases to ensure refunds and quality products. No problems here.

[Jevlin]

Yep, PayPal seems pretty safe. It's great using it for commissions too because you can just tell your e-mail address (I think, I didn't use that method yet) or send the link of your Pay Me page without giving out any risky information. Very cool.

[skicoak]

PayPal has been great for me.

[Maps]

I’ve never had issues with PayPal.

[spadesart]

if you do commissions you should use their invoices since it reduces the chance of people ripping you off by contacting paypal saying they didnt recieve their purchase and demanding a refund, but otherwise the site itself is fine. its super easy to use and i prefer it for online purchases over my bankcard.

[Jevlin]

That's interesting, I didn't know these kind of things can happen and it can be solved by using invoices. Thank you!

[Mari]

The only issue I have with paypal is the spam e-mails that tell me someone took 3k -10k from my account and like bitch please I ain't never had that much money in there.

But those don't come from paypal so it's not really an issue with paypal.

[joannekwan]

No problems ever from Paypal for me! I highly recommend it.

Just don't treat it like a bank to move extremely large amounts of money, since it's not FDIC insured.

[vfinnigan]

I got hacked once. Once. And the problem was solved within the hour. So I'm quite happy with Paypal.

[borzoiteeth]

Yes and no. They are getting better behaved because now there is competition.

If by a bizarre set of circumstances you luck out on a high paying commission there is a chance Paypal can lock down your account thinking fraudulent actions are occurring and it can be hell trying to get your account back. Before better sites for charity work popped up, lots of small charities have had their work effectively stolen by Paypal.

Things are better now, but depending on where you live they still refuse to be called a bank. Keep Joannekwan's warning in mind. Make a note on where you are because on the global scale legally there aren't the usual regulations one would expect a place that exchanges a lot of money to do.

Personally, I've only had a problem with them once. Despite all the legal papers they would not recognise the changes in some personal information. Its been fixed but its amazing what they will overlook.

[Rei19]

On my part, I've been using Paypal since 2017 and I've had no problems with it. Since I live outside the US, it's very convenient. Also, I withdraw my funds to Gcash so there are no additional transfer fees involved. Basically, it's been legit and safe for me so far.

[Wumbl]

It's totally safe.
I'd highly recommend using it rather than using your direct bank account details every time, because then you don't have to input so much information every time - that makes things more secure and also way less time consuming.
I use it for invoicing commission payments, too! It works very nicely.

[DokiDokiTsuna]

Like nearly everyone here, I've had no problems with PayPal. But if you feel skittish, you could always open a secondary checking account to use on it. That way, if anything does go wrong, at least the majority of your money won't be involved, just whatever you put into that account.

[whiskeyjack]

I've been using Paypal for 15 years without any problems.

[ToxicRamen]

Things like people hacking into bank accounts and there is this one story where someone commissioned art from various artists and after he got the pics, he filed complaints to PayPal and ordered to get refunds from the banks.

[MichaelFIGComix]

I have a Paypal and never had any problems with it. But if anyone doesn't trust it then don't use it. It's best to go with your gut! There's a really good company.

[IndigoShirtProd]

I actually have a question about Paypal. For those how do commissions, do you use a business account or a personal account. I assume business but I want to make sure.

[joannekwan]

I was using a personal account without issue until making a storenvy storefront forced me to upgrade to business.

[joannekwan]

Theoretically that could happen with any site/service.
So you're most likely as safe with paypal as you are with anything else.