I do everything on photoshop :v ive never used Clip Studios. (Is there a price difference?) Ive made photoshop work for me and I’m sure some things might take a little longer in comparison but the fillters and editing tools make it so worth it.
I second about the illustrator, it's muuuch better to do the bubbles and lettering 
You just have to copy paste the bubble and adjust it with the arrow and voilá, no quality/resolution lost
im not a fan of adobe - their business model is so unreasonable. i cant really say what its like for drawing though
i do reaaaaaaally like csp! although yeah, its text tool is crappy
I only use CSP for lineart. Everything else on PS. Part of the reason is that I'm more familiar with PS's tools. I do think Illustrator is the best for text but for me using two programs are enough XD
Photoshop’s text tool is just more intuitive and easier.
-Text placement automatically adjusts (wraps around) the bounding box that you have placed. In CSP, I have to keep pressing enter to go the next line and it becomes annoying if you have long text/dialogue. May seem like a small thing, but PS saves me a lot time, and halfway through when you decide to change the arrangement of text you can do so really easily in PS, while I have to retype the entire thing in CSP due to the format being wack.
-You can adjust kerning (space between letters). I think you can do this in CSP too? But it’s not intuitive and requires more adjustments, last time I looked.
-In PS, you can do curved or warped text by using vector lines and the warp tool really easily without rasterizing the layer, unlike CSP.
(But honestly, the first point is my main issue with CSP)
——
Again, these are things that may not be a big deal to some, but as someone who’s used a superior text tool (and has a thing against really bad text kerning and leading) I cannot recommend CSP’s text tool 
Still my fave drawing program though.
I've never tried CSP yet, but have PS so that's what I use xD I'm not super good with it by any means, but have been using it since ~2010 so I'm familiar with a good amount of the tools :> I will say though, starting making comics with it has introduced me to a bunch of tools/functions I never knew existed, having mostly used it for architecture renderings and image editing before xD;;
Long live to CSP.
I once used to use photoshop, then switched to Clip Studio Paint EX and omg, PS is now forever gone for my art xD
I find CSP sooo very easy to use/understand and somehow even richer than PS sometimes!
Def my favorite software for comics and illustrations 
teamCSP
CSP for drawing, PTS for photo editing
I almost only use CSP to draw these days, but still use PTS to add text
Clip wins by default for me because subscription based software is against my principles and prior to that my reward for paying for a legal copy of CS3 was to have my home address and credit card details leaked by Adobe.
More pragmatically, I still like Clip better for the most part, mainly because of the vector freehand tool which is the first vector drawing tool I've actually liked. Vector eraser, redraw line, etc are just the icing on the cake. I will admit Clip is very lacking in Photoshop style filters and effects which does kind of suck, as does the fact you can't do anything with a text layer unless you rasterise it. I hope they address both of those things. Oh, and some of the fancier brushes (like the ones where you can blend strokes into previous ones) can be really really slow and laggy!
Ironically the thing that drew me to Clip in the first place (the virtual mannequin) is a feature I never use.
CSP 1000%
It just feels so nice to work in, and has 99% of the tools I need right at my fingertips (as well as a lot that I don't lol). Also love to browse the clip studio store and get more free cool things.
I will always prefer one time payments over subscription models anyway.
The only thing I miss from Photoshop is the liquify filter. Very useful for digital painting.
If you haven't already, you might want to try Krita (it's free, but despite that it rivals any other drawing/painting software in terms of features). The only problems I've had with it are that it's slow (at least on my machine) and I've found the interface a bit confusing (probably due to having so many features).
Their v4.0 update a few months ago made significant improvements to the speed though.
Ah looks like the price is a one time payment of 50$ compared to a subscription of 9$ and considering there’s an ongoing theme of “text tool bad” and not anything to properly edit the format with I think I’ll jiay save 50$ since I’ll probs be using photoshop at least 20% of the time :v just do everything on one program
I go Photoshop 100% .. but i also have the privilege to be able to afford it. I used CSP back in its Manga Studio days, and thought it was an interesting tool. I especially liked its perspective tools... However, I just can't shake the customization with Photoshop, and the comfort level I have with it.
Second on the lagging. I took my CSP file to photoshop (save it as psd) and boy...the lag O_O It wasn't work stopping but it was noticible while in CSP everything was moving smoothly. I just wish CSP had better text functions (drop shadows and rotate without rasterizing being my big two).
I use CSP to do the pencils & inks; PS to do most of the coloring- CSP for other effects. I use Illustrator to letter...
On my old laptop, when I didnt have enough memory, PS lagged- especially when I tried to use the internet along with running PS...but with my newer laptop I dont get the lag.
My main reasons with sticking with PS for coloring are A) I own a bunch of Kyle Webster brushes, and B) I like PS's gradient tool better than CSP; I use a lot of gradients in my backgrounds at times...but lately I found this texture brush in CSP that I use on top of the background panel flats that I lay down. The result is really nice, subtle and interesting...
My last couple of updates/reloads with CSP have been good- they save all your brushes/settings in a CELSYS folder in the "My Documents" section and that allows you to save that folder and reload it. I upgraded from the Pro version to EX and that was my main concern; saving that folder and reloading it to EX restored all my brushes in one load. Also, CSP now has an "autosave progress" function that saves your progress as you go along- if something ever happens with your current work you can recover the work from the last autosave point in the CELSYS folder.